What a representative payee does, and does not do
When someone cannot manage their own Social Security or SSI benefits, Social Security can appoint a representative payee. The payee receives the benefits and uses them for the person.
What a payee does
- Uses the money for the person's current needs first, such as housing, food, clothing, and medical care.
- Saves what is left over for the person.
- Keeps records of how the money was spent.
- Tells Social Security about changes, such as a move or a new job.
What a payee does not do
A payee only manages Social Security benefits. Being a payee does not give anyone authority over medical care, where the person lives, or other legal decisions. That would take a separate arrangement, such as a power of attorney or guardianship.
Who can be a payee
Often it is a family member or friend. When no one is available, Social Security can appoint an approved organization. Family members cannot charge a fee. Some approved organizations can charge a small monthly fee set by Social Security.
Saving without losing benefits
An ABLE account lets eligible people with disabilities save money without it counting against most benefits. In Ohio, ABLE accounts are offered through STABLE.
To apply to be a payee, or to change payees, contact Social Security directly.